Skip to main content
CXone Expert Clone Site 139

Example Article - Investing in Shares with flatex

Investing in Shares Made Easy

Anyone can trade shares and become a shareholder. It has never been easier to invest in stocks – easily via PC, tablet or smartphone. At flatex, you can open a securities account within 5 minutes and buy shares online. Investing in shares at favourable conditions, 5.90 EUR order commission plus market spreads and allowances. In addition to the order commission listed above, third-party fees, country-specific third-party costs or fees may be added. For more information, please see our price/services list.

New Customer Promotion

Benefit from our new customer promotion: trade shares as well as bonds, ETFs and funds for 12 months for 1.90 EUR per order* plus 2 EUR borrowed flat rate, market spreads and grants. Terms and conditions of offer. Open a securities account.

Why Buy Shares?

Stock trading can be worthwhile for you if you want to diversify your investment and build up wealth in the long term. Even with small amounts, you can buy shares and invest your money in selected companies from different industries and countries.

Advantages of Shares

Advantages: prospect of dividend payments, profits from rising prices, flexible trading on different exchanges, large selection of different companies, voting rights at the Annual General Meeting.

Risks of Shares

Risks: individual stocks can be subject to strong price fluctuations, possible insolvency of the issuing company, trading is suspended, price losses are possible, the amount and payment of a dividend are not guaranteed.

Your Advantage with flatex

Over 15,000 listed stocks. Open a securities account.

Webinars

Regardless of whether market assessments or trading strategies, we support your development phase with the experience and knowledge of stock market experts. Our aim is to inform you, create an understanding of the capital market and pass on trading insights to you.

Trading Details

“With leverage on the markets: Turbo warrants and their variants explained” Nov 17, 2025 | 17:00 Clock Announce; “Invest strategically – with momentum, seasonality and volatility” Nov 19, 2025 | 10:00 Clock Announce; “Hack & Volaric LIVE! – Trading month December” Nov 24, 2025 | 14:00 Clock Announce; “US stock markets 2026: What the midterm elections mean for traders” Nov 24, 2025 | 16:00 Clock Announce; “Stock Screening - The Top10 of the Month” 08.12.2025 | 10:00 Clock Announce; “Your roadmap to your own stock exchange factory with investments, trading, gold & Co.” Dec 11, 2025 | 10:00 Clock Announce; “Stock trading: How to avoid impulsive decisions” 17.12.2025 | 10:00 Clock Announce.

3 Steps to Your Investment

When played, data is sent to YouTube. Further information can be found under Data Protection.

Buy Shares with the flatex next app

Open a securities account. Search and select stock. Click on the "Buy" button. Specify the quantity, trading venue and order type – then confirm.

Top 5 Most Traded Stocks at flatex

Be inspired by our clients' favourite stocks. No investment advice. Purchase: 1. DE0007030009 RHEINMETALL AG K V, 2. DE000HAG0005 HENSOLDT AG K V, 3. US67066G1040 NVIDIA CORP. K V, 4. AU000000DRO2 DRONESHIELD LIMITED K V, 5. DE000A3E00M1 IONOS GROUP SE K V. Sale: 1. DE0007030009 RHEINMETALL AG K V, 2. US67066G1040 NVIDIA CORP. K V, 3. DE000HAG0005 HENSOLDT AG K V, 4. DE000TUAG505 TUI AG K V, 5. AU000000DRO2 DRONESHIELD LIMITED K V. Last Updated 11.11.2025 09:55.

Easy Trading with the Excellent Platform and App

Discover new ideas for your portfolio every day. Where, when & how you want: always available via app. All markets and investment products directly in one clear app. Extra secure and convenient: Approval in seconds with the flateXSecure app. Fair & affordable: great conditions for top return risk. Badge - Download from the AppStore. Badge google playstore. Device with flatex-next.

Frequently Asked Questions

What are stocks? Stocks represent ownership shares in a company. When you buy a stock, you become a shareholder, which means you own a small part of the company.
How does stock trading work? Stock trading involves buying and selling shares of public companies through a stock exchange. Investors aim to profit from the increase in stock prices or through dividends.
Why is the purchase of a certain security rejected based on the risk class? The purchase may be rejected if the security's risk class exceeds the investor's risk tolerance or the broker's policy.
How do you buy stocks? You can buy stocks through an online broker. Open an account, deposit funds, and place an order to buy shares.
Tips for beginners? Start with a small investment, do thorough research, diversify your portfolio, and consider using a reputable online broker like flatex, which has been recognized as Broker Choice 2025 and a multiple test winner in 2025.

What are Stocks?

The word "share" is derived from the Latin term "actio", in German "claim". And shares work according to this principle: they are securities that stand for a certain share in a company. If you are the owner of a so-called ordinary share, you have the right to vote as a shareholder at the respective meeting. In a successful business operation, many companies give their shareholders a share of the profits and usually pay a dividend once a year (often quarterly in the USA). To receive this, you must hold the share in your custody account on the day of the Annual General Meeting. Shares are a long-established form of investment. There were already precursors in antiquity and the Middle Ages, although the first shares did not appear in the Netherlands until around 1600 according to today's understanding. The reason for this was the spice trade with distant countries – which was lucrative, but also risky and expensive. By founding stock corporations, the financial risk could be distributed among several shareholders. A few years later, the world's first stock exchange was created in Amsterdam where you could trade various shares.

Building a Share

Each share has a unique identification number: The German securities identification number (WKN) is a six-digit combination of numbers and letters, e.g. WKN CBK100. The "International Security Identification Number" (ISIN) consists of a two-digit country code and a ten-digit character combination, e.g. ISIN DE000CBK1001.

How Does Stock Trading Work?

In addition to the dividend, shareholders benefit from increases in the value of their shares. And that is exactly the basis of stock trading – online and offline. After all, many investors want to participate in successful companies. But the number of shares issued is limited. This is where the principle of supply and demand comes into play. If a lucrative future is expected for the company, the value of the individual share also increases. New investors are buying the shares at a higher price than previous owners paid for them. If a difficult market environment is expected for a company, the value of the company will fall, because new investors will only buy the shares at a lower price. Shares are usually traded on stock exchanges. These work like marketplaces where buyers and sellers find each other. However, as a private individual, you cannot buy shares directly on the stock exchange. Trading is handled by a bank or broker. Nevertheless, online stock trading is also flexible: Shares can usually be bought and sold during stock exchange hours. Well-known stock exchanges can be found in, for example: New York ("Wall Street"), Frankfurt am Main, Tokyo, Hong Kong, London.

Buying Shares to Build Wealth

If you compare the increase in value of savings deposits with the price development of a well-positioned stock portfolio, it immediately becomes clear that stock trading promises a higher return than, for example, a classic savings deposit. Despite all the crises, equities have also proven to be high-yield investments in the long term that are well suited for solid asset accumulation. Over periods of 10 to 30 years, investors have always been able to achieve higher returns with shares than with other investments. But if you want to buy shares now, you should also know the risks: Of course, stock market prices can fluctuate, sometimes there are even massive slumps. In the worst case, you have to reckon with the total loss of the capital invested. Reasons for fluctuations are, for example: interest rate development, economic data, political decisions, trends among investors ("herd instinct"). In view of these risks, anyone who wants to get into stock trading now is right to ask themselves: How will stock market prices develop? No one knows with absolute certainty how the stock market will perform. But studies show that as long as the global economy grows, share prices will also rise. If you spread your risks – keyword diversification – your equity assets will also grow.

Why is the Purchase of a Certain Security Rejected Based on the Risk Class?

When you opened a securities account, you decided on an individual risk class. With this risk class, you can only trade certain securities. You cannot buy any securities that exceed your risk class for security reasons. Of course, you can always adjust your risk class according to your trading activities. To do this, log in to your securities account and click on Service > Investment Goals in the classic display. After selecting the risk class that suits you and answering any questions that pop up, you approve the change with a TAN. The change is effective immediately. In the next desktop view, click on the menu > Settings > My data > investment objectives to adjust or re-enter your current selection of risk class.

How Do You Buy Stocks? Tips for Beginners

Before investing in a particular company and buying its shares online, you should do your research on the company. To do this, take a look at the annual reports, the latest quarterly figures, reports from analysts or forecasts from industries and certain economic sectors. But beware: If you put all your eggs in one basket (or stock), you run a high risk of losing your money completely due to a crisis. By spreading the shares across several companies, industries or regions, you can better compensate for fluctuations. If the risk is too great for you or the analysis of individual stocks is too time-consuming, you can invest in an ETF or in an actively managed fund. In the case of active funds, a fund manager actively selects which stocks the respective fund invests in. You can find out more about our range of funds here. Exchange-traded funds (ETFs) passively track a specific index, such as the DAX or the MSCI World. This makes ETFs more cost-effective than active funds. You can find out more about our range of ETFs here.

  • Was this article helpful?