Leumi Loans Overview

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This article provides an overview of the various loan options available at Leumi Bank. It covers several types of loans including holiday loans, digital loans, premium loans, car purchase loans, solar system financing, wedding loans, state-guaranteed business loans, and non-mortgage housing loans. Each loan type is detailed with information on loan amounts, repayment periods, interest rates, and special features. The article also highlights the flexibility and benefits offered, such as deferred

Comprehensive Guide to Loan Options at Leumi Bank

At Leumi Bank, we understand that different customers have different financial needs and goals. Whether you're planning a vacation, buying a new car, or starting a business, we offer a variety of loan products tailored to meet your specific requirements. Here is a detailed look at our loan options:

Holiday Loan

Plan your dream holiday with ease using our Holiday Loan:

Loan Amount: Up to 100,000 ₪
Repayment Period: Up to 100 months
Interest Rate: Variable, starting at Prime + 1%
Special Features: Postpone repayments for up to 6 months and enjoy exemption from early repayment fees when applied digitally.

[Learn more about holiday loans>>]

Digital Loan

Take advantage of the convenience of our Digital Loan:

Loan Amount: Up to 400,000 ₪
Repayment Period: Up to 120 months
Interest Rate: Variable based on prime
Special Features: Option to defer principal payments for up to 6 months and no early repayment fees when applied digitally.

[Learn more about digital loans>>]

Premium Loan

For those needing a higher amount, our Premium Loan offers:

Loan Amount: Between 100,000 ₪ and 200,000 ₪
Repayment Period: Up to 84 months
Interest Rate: Variable based on prime
Special Features: Exemption from credit and collateral processing fees.

[For an elite loan>>]

Car Purchase Loan

Drive your dream car with our flexible Car Purchase Loan:

Funding: Up to 100% of the car’s value
Repayment Period: Up to 60 months
Special Features: Possibility to postpone part of the principal payment.

[For a loan to finance the purchase of a car>>]

Solar System Financing

Support sustainable energy with our Solar System Financing:

Loan Amount: Up to 100% of the transaction value or NIS 200,000, whichever is lower
Repayment Period: Up to 120 months
Interest Rate: Variable based on prime.

[For a loan to finance the purchase of a solar system>>]

Wedding Loan

Make your special day perfect with our Wedding Loan:

Loan Amount: Up to 75,000 ₪
Repayment Period: Up to 60 months
Interest Rate: Variable based on prime.

To check eligibility, contact Leumi at *5522 or visit your branch.

State-Guaranteed Loan

Empower your business with our State-Guaranteed Loan options:

For Businesses Under Construction: Up to 500,000 ₪
For Small Businesses: Up to 500,000 ₪ or up to 8% of turnover
For Medium-Sized Businesses: Up to 8% of turnover
For Exporters: Up to 12% of turnover
For Industrial Credit: Up to 15%
Loan Period: 1 to 5 years, with up to 6 months of grace (interest payments only). For small and medium businesses with 3+ years of operation, up to 12 years.
Interest: Determined according to business activity and needs.

Housing Loan (Non-Mortgage)

Secure your housing needs with our flexible Housing Loan:

Loan Amount: From 120,000 ₪
Repayment Period: Up to 120 months
Interest Rate: Variable based on prime or fixed unindexed, with the prime component not exceeding 66% of the total loan.

[Learn more about a housing loan >>]

Important Notice: Failure to repay the loan may result in delinquent interest charges and execution proceedings.

For further clarifications and to apply for any of these loans, please visit our website or contact your nearest Leumi branch.